# HeyMax Help Center

> Frequently Asked Questions

## English

### Getting Started

- [Max AI](https://help.heymax.ai/en/articles/14460693-max-ai.md): Ask Max about your spending, reward calculations, cap usage, and which card to use.
- [What are Max Miles?](https://help.heymax.ai/en/articles/10976501-what-are-max-miles.md)

### Earn Max Miles

- [How do I earn miles when shopping with HeyMax?](https://help.heymax.ai/en/articles/10052176-how-do-i-earn-miles-when-shopping-with-heymax.md): This article explains HeyMax's Shop & Earn Miles product that helps users earn Max Miles when they shop online with our 500+ partner brands
- [Which brands can I earn Max Miles at?](https://help.heymax.ai/en/articles/10052183-which-brands-can-i-earn-max-miles-at.md): This article describes where a user can earn Max Miles
- [I see a merchant on HeyMax, does that mean I'll earn Max Miles with this merchant?](https://help.heymax.ai/en/articles/10256111-i-see-a-merchant-on-heymax-does-that-mean-i-ll-earn-max-miles-with-this-merchant.md)
- [How long does it take for my Max Miles to be redeemable?](https://help.heymax.ai/en/articles/10256117-how-long-does-it-take-for-my-max-miles-to-be-redeemable.md)
- [What happens if I cancel or refund my purchase with a HeyMax merchant?](https://help.heymax.ai/en/articles/10256123-what-happens-if-i-cancel-or-refund-my-purchase-with-a-heymax-merchant.md)
- [What if my transaction is completed but not tracked on my account?](https://help.heymax.ai/en/articles/10256128-what-if-my-transaction-is-completed-but-not-tracked-on-my-account.md)
- [Using the Chrome Extension](https://help.heymax.ai/en/articles/10972755-using-the-chrome-extension.md)
- [Shop & Earn Miles for Shopee & Lazada \(for SG users\)](https://help.heymax.ai/en/articles/10973627-shop-earn-miles-for-shopee-lazada-for-sg-users.md)
- [Why did a merchant’s earn rate change?](https://help.heymax.ai/en/articles/11461601-why-did-a-merchant-s-earn-rate-change.md)
- [Can the earn rate at a merchant go back up?](https://help.heymax.ai/en/articles/11461608-can-the-earn-rate-at-a-merchant-go-back-up.md)
- [Do changes to a merchant's earn rate affect the miles I already earned?](https://help.heymax.ai/en/articles/11461611-do-changes-to-a-merchant-s-earn-rate-affect-the-miles-i-already-earned.md)
- [How can I make sure I’m getting the current earn rate at a merchant?](https://help.heymax.ai/en/articles/11461613-how-can-i-make-sure-i-m-getting-the-current-earn-rate-at-a-merchant.md)
- [Does any change to earn rate affect purchases I already made but that are still pending?](https://help.heymax.ai/en/articles/11461616-does-any-change-to-earn-rate-affect-purchases-i-already-made-but-that-are-still-pending.md)
- [Shop & Earn Miles on Shopee Indonesia](https://help.heymax.ai/en/articles/12468258-shop-earn-miles-on-shopee-indonesia.md): This article elaborates on the issues users may face when trying to shop with Shopee Indonesia.
- [How does buying vouchers on heymax work?](https://help.heymax.ai/en/articles/10256163-how-does-buying-vouchers-on-heymax-work.md)
- [Can I earn rewards on my credit card when I purchase vouchers on heymax?](https://help.heymax.ai/en/articles/10256213-can-i-earn-rewards-on-my-credit-card-when-i-purchase-vouchers-on-heymax.md)
- [Vouchers at HeyMax](https://help.heymax.ai/en/articles/10977086-vouchers-at-heymax.md)
- [Using Grab vouchers available on HeyMax](https://help.heymax.ai/en/articles/11154836-using-grab-vouchers-available-on-heymax.md): How to redeem Grab vouchers purchased/redeemed on HeyMax?
- [Applying for a Card](https://help.heymax.ai/en/articles/10976849-applying-for-a-card.md)
- [Chope: Earn Max Miles on restaurant bookings](https://help.heymax.ai/en/articles/10259863-chope-earn-max-miles-on-restaurant-bookings.md): Book restaurant reservations and earn Max Miles with Chope
- [TakeMe: Earn miles on restaurants in Japan](https://help.heymax.ai/en/articles/12323760-takeme-earn-miles-on-restaurants-in-japan.md): Questions on earning Max Miles when you book restaurants in Japan through our partner, TakeMe
- [How does Pay & Earn work?](https://help.heymax.ai/en/articles/9992234-how-does-pay-earn-work.md): Pay & Earn Max Miles with Linked Cards
- [How many miles will I earn from Pay & Earn?](https://help.heymax.ai/en/articles/9992248-how-many-miles-will-i-earn-from-pay-earn.md)
- [Does it matter what payment method I use for Pay & Earn?](https://help.heymax.ai/en/articles/9992255-does-it-matter-what-payment-method-i-use-for-pay-earn.md)
- [I paid using a HeyMax-linked Visa card at a Pay & Earn merchant but my transaction didn’t track. Why?](https://help.heymax.ai/en/articles/9992262-i-paid-using-a-heymax-linked-visa-card-at-a-pay-earn-merchant-but-my-transaction-didn-t-track-why.md)
- [How long does it take for my Pay & Earn Max Miles to track?](https://help.heymax.ai/en/articles/9992257-how-long-does-it-take-for-my-pay-earn-max-miles-to-track.md)
- [What happens to my Pay & Earn miles if my card transaction is refunded?](https://help.heymax.ai/en/articles/9992269-what-happens-to-my-pay-earn-miles-if-my-card-transaction-is-refunded.md)
- [Redeem yuu Points to Max Miles](https://help.heymax.ai/en/articles/15690201-redeem-yuu-points-to-max-miles.md): Turn your yuu Points into Max Miles and unlock flights, hotels, and more.
- [Redeem Atome+ points for Max Miles](https://help.heymax.ai/en/articles/11155086-redeem-atome-points-for-max-miles.md)

### Redeem Max Miles

- [5 Steps to Redeem Codes on HeyMax](https://help.heymax.ai/en/articles/15338410-5-steps-to-redeem-codes-on-heymax.md): Learn how to collect your miles rewards in 5 easy steps
- [FlyAnywhere Basics](https://help.heymax.ai/en/articles/9502829-flyanywhere-basics.md)
- [Flight Booking Eligibility](https://help.heymax.ai/en/articles/9502850-flight-booking-eligibility.md)
- [Troubleshooting](https://help.heymax.ai/en/articles/9502865-troubleshooting.md)
- [Max Miles 2026 update: The Road to 50](https://help.heymax.ai/en/articles/15030958-max-miles-2026-update-the-road-to-50.md): An update on Max Miles: new direct transfer options, bonus campaigns, and what's changing as we build toward 50+ partners by 2027.
- [Max Miles transfer partners: airlines and hotels](https://help.heymax.ai/en/articles/16093927-max-miles-transfer-partners-airlines-and-hotels.md): See every airline and hotel loyalty program you can transfer Max Miles to today, and each program's name.
- [Mile Transfer Basics](https://help.heymax.ai/en/articles/10977968-mile-transfer-basics.md)
- [Transferring Max Miles to yuu Points](https://help.heymax.ai/en/articles/11383138-transferring-max-miles-to-yuu-points.md)
- [Transferring Max Miles to direct partners](https://help.heymax.ai/en/articles/12231731-transferring-max-miles-to-direct-partners.md)
- [Transferring Max Miles to Cathay Asia Miles](https://help.heymax.ai/en/articles/12750552-transferring-max-miles-to-cathay-asia-miles.md)
- [Redeeming Max Miles for Wyndham Vouchers](https://help.heymax.ai/en/articles/12750561-redeeming-max-miles-for-wyndham-vouchers.md)
- [Get 20% Bonus Asia Miles on Max Mile Redemptions](https://help.heymax.ai/en/articles/15513469-get-20-bonus-asia-miles-on-max-mile-redemptions.md): Redeem Max Miles into Asia Miles during the campaign period and receive 20% bonus Asia Miles on every eligible redemption, capped at 6,000 bonus Asia Miles per member. Sign up on Cathay’s Bonus Cam...
- [MTR Mobile - MTR Points Transfer](https://help.heymax.ai/en/articles/15690282-mtr-mobile-mtr-points-transfer.md): Max Miles → MTR Points Conversion
- [Voucher & Gift Card Redemption](https://help.heymax.ai/en/articles/10972998-voucher-gift-card-redemption.md)

### Travel with HeyMax

- [Miles Flight Search & Discovery](https://help.heymax.ai/en/articles/13740416-miles-flight-search-discovery.md): Find and discover the best ways to fly with miles
- [Trip Organiser](https://help.heymax.ai/en/articles/13458289-trip-organiser.md): Use HeyMax Trip Organiser to track your upcoming flights and gain access to exclusive deals from partners.
- [HeyMax Award Companion](https://help.heymax.ai/en/articles/15472451-heymax-award-companion.md): Scan months of award space in one tap, right in your browser extension.
- [HeyMax First](https://help.heymax.ai/en/articles/14591311-heymax-first.md): Everything you need to know about HeyMax First — the membership that gets you into Business or First Class now, without the years of waiting. Currently available to Singapore users only.
- [HeyMax First — Terms of Use](https://help.heymax.ai/en/articles/15585856-heymax-first-terms-of-use.md): Additional Terms of Use governing the HeyMax First program \(membership, Miles Pool, Access Fee and Reclaim Process\).

### Maximise your cards

- [Adding Cards Basics](https://help.heymax.ai/en/articles/9502809-adding-cards-basics.md)
- [Card Maximiser \(Singapore users\)](https://help.heymax.ai/en/articles/9502814-card-maximiser-singapore-users.md): Linking your VISA cards to HeyMax
- [Card Maximiser \(Hong Kong users\)](https://help.heymax.ai/en/articles/13881278-card-maximiser-hong-kong-users.md): Link your Visa cards to track spending and rewards automatically
- [Card Maximiser: Security and Privacy](https://help.heymax.ai/en/articles/9502820-card-maximiser-security-and-privacy.md)
- [What is Chocolate Finance?](https://help.heymax.ai/en/articles/10532392-what-is-chocolate-finance.md)
- [What is the partnership between HeyMax and Chocolate Finance about?](https://help.heymax.ai/en/articles/10511152-what-is-the-partnership-between-heymax-and-chocolate-finance-about.md)
- [Index: Questions on HeyMax Chocolate Finance card](https://help.heymax.ai/en/articles/10530970-index-questions-on-heymax-chocolate-finance-card.md): More questions on HeyMax Chocolate Finance card
- [Chocolate Finance x HeyMax Account Linking](https://help.heymax.ai/en/articles/15643955-chocolate-finance-x-heymax-account-linking.md): How to link and unlink your Chocolate Finance and HeyMax accounts, view Max Miles in the Chocolate Finance app, and full Account Linking Terms and Conditions.
- [How do I start earning Max Miles on my Chocolate card?](https://help.heymax.ai/en/articles/10511533-how-do-i-start-earning-max-miles-on-my-chocolate-card.md)
- [Encountering issues verifying your card?](https://help.heymax.ai/en/articles/10532885-encountering-issues-verifying-your-card.md)
- [What happens if I unlink my card with HeyMax?](https://help.heymax.ai/en/articles/10511563-what-happens-if-i-unlink-my-card-with-heymax.md)
- [Can I add multiple Chocolate cards to my HeyMax account?](https://help.heymax.ai/en/articles/10511566-can-i-add-multiple-chocolate-cards-to-my-heymax-account.md)
- [I've replaced my Chocolate Card, how do I continue earning?](https://help.heymax.ai/en/articles/10511570-i-ve-replaced-my-chocolate-card-how-do-i-continue-earning.md)
- [How long does the card verification charge of $0.01 take to get refunded?](https://help.heymax.ai/en/articles/10531303-how-long-does-the-card-verification-charge-of-0-01-take-to-get-refunded.md)
- [Can I link my Chocolate card to multiple HeyMax accounts?](https://help.heymax.ai/en/articles/10693551-can-i-link-my-chocolate-card-to-multiple-heymax-accounts.md)
- [How long do my Max Miles take to be rewarded?](https://help.heymax.ai/en/articles/10511547-how-long-do-my-max-miles-take-to-be-rewarded.md)
- [How are my rewards on the Chocolate Finance Card calculated?](https://help.heymax.ai/en/articles/10511548-how-are-my-rewards-on-the-chocolate-finance-card-calculated.md)
- [Why am I not earning Max Miles on my Chocolate card transaction?](https://help.heymax.ai/en/articles/10537408-why-am-i-not-earning-max-miles-on-my-chocolate-card-transaction.md)
- [What payments are eligible to earn Max Miles on my Chocolate card?](https://help.heymax.ai/en/articles/10530676-what-payments-are-eligible-to-earn-max-miles-on-my-chocolate-card.md)
- [When does the bonus cap of $1000 reset?](https://help.heymax.ai/en/articles/10511552-when-does-the-bonus-cap-of-1000-reset.md)
- [Will I earn Max Miles for transactions I made before I linked my card with HeyMax?](https://help.heymax.ai/en/articles/10511559-will-i-earn-max-miles-for-transactions-i-made-before-i-linked-my-card-with-heymax.md)
- [If I spend in a foreign currency, how many Max Miles would I earn?](https://help.heymax.ai/en/articles/10511556-if-i-spend-in-a-foreign-currency-how-many-max-miles-would-i-earn.md)
- [Can I earn Max Miles on AXS payments?](https://help.heymax.ai/en/articles/10531190-can-i-earn-max-miles-on-axs-payments.md)
- [Can HeyMax reject Max Miles transactions for Chocolate card spend that seem unusual or suspicious?](https://help.heymax.ai/en/articles/10534311-can-heymax-reject-max-miles-transactions-for-chocolate-card-spend-that-seem-unusual-or-suspicious.md)
- [I made a foreign currency transaction. Why is the amount shown in HeyMax different from the Chocolate Finance app?](https://help.heymax.ai/en/articles/10558405-i-made-a-foreign-currency-transaction-why-is-the-amount-shown-in-heymax-different-from-the-chocolate-finance-app.md)
- [What happens to my Max Miles if my card transaction is refunded?](https://help.heymax.ai/en/articles/10558440-what-happens-to-my-max-miles-if-my-card-transaction-is-refunded.md)
- [What is considered a bill payment on the Chocolate Finance card?](https://help.heymax.ai/en/articles/11684106-what-is-considered-a-bill-payment-on-the-chocolate-finance-card.md)

### Campaigns & Promos

- [Qatar Airways Privilege Club 30% Bonus Avios](https://help.heymax.ai/en/articles/15323489-qatar-airways-privilege-club-30-bonus-avios.md): Earn a flat 30% bonus Avios when you convert Max Miles to Qatar Airways Privilege Club Avios between 1 and 30 June 2026.
- [Max Miles Day March 2026 - Accor Transfer Bonus](https://help.heymax.ai/en/articles/14123902-max-miles-day-march-2026-accor-transfer-bonus.md)
- [Get 20% Bonus Asia Miles on Max Miles Redemptions](https://help.heymax.ai/en/articles/14662894-get-20-bonus-asia-miles-on-max-miles-redemptions.md): Redeem Max Miles into Asia Miles during 1 May to 1 June 2026 and receive 20% bonus Asia Miles on every eligible redemption. Available to all HeyMax users.
- [Get 25% Bonus Flying Blue Miles on Max Miles Redemptions](https://help.heymax.ai/en/articles/15323563-get-25-bonus-flying-blue-miles-on-max-miles-redemptions.md): Redeem Max Miles into Flying Blue Miles during the campaign period and receive 25% bonus Flying Blue Miles on every eligible redemption. No sign-up needed.
- [CNY Airport Express x Klook Promotion FAQ](https://help.heymax.ai/en/articles/13725692-cny-airport-express-x-klook-promotion-faq.md)
- [Turn bills into flights \(15 Mar - 14 May 2026\)](https://help.heymax.ai/en/articles/14032919-turn-bills-into-flights-15-mar-14-may-2026.md)
- [TaoBao Flash Earn Weekend \(March 27-29, 2026\)](https://help.heymax.ai/en/articles/14284807-taobao-flash-earn-weekend-march-27-29-2026.md): Hong Kong only
- [Daily Commute to Tokyo Challenge](https://help.heymax.ai/en/articles/14321116-daily-commute-to-tokyo-challenge.md): Tap your Visa card on Hong Kong public transport and earn Max Miles on your daily commute!
- [HK Grocery Rewards Programme](https://help.heymax.ai/en/articles/15076986-hk-grocery-rewards-programme.md): Earn Max Miles on qualifying weekend grocery purchases made with your linked Hong Kong Visa card through HeyMax.
- [KKday Voucher FAQs](https://help.heymax.ai/en/articles/15370737-kkday-voucher-faqs.md): See offer FAQs and learn how to redeem your voucher
- [HK Allianz Insurance Max Miles Rewards](https://help.heymax.ai/en/articles/15390602-hk-allianz-insurance-max-miles-rewards.md)
- [HKTVmall Card Linked Campaign](https://help.heymax.ai/en/articles/15391032-hktvmall-card-linked-campaign.md): Terms and Conditions & FAQs
- [Xiamen Airlines 50% Bonus on Egret Miles](https://help.heymax.ai/en/articles/15954583-xiamen-airlines-50-bonus-on-egret-miles.md): Redeem Max Miles into Xiamen Airlines Egret Miles and get 50% extra in bonus miles.
- [Share Your Max](https://help.heymax.ai/en/articles/16012888-share-your-max.md): Post a video about your HeyMax experience and earn Max Miles based on how many views it gets.
- [Love Local, Go Global](https://help.heymax.ai/en/articles/16084791-love-local-go-global.md): Shop at 3 local brands for 200 bonus Max Miles, or 5 for 500.
- [Luxury Escapes 30% transfer bonus](https://help.heymax.ai/en/articles/16107675-luxury-escapes-30-transfer-bonus.md): Transfer Max Miles to Luxury Escapes and receive 30% more Société points automatically.
- [AirAsia Rewards Bonus Campaign](https://help.heymax.ai/en/articles/16157811-airasia-rewards-bonus-campaign.md): Convert AirAsia points for the first time ever and get a 100% bonus, doubling your AirAsia points.
- [yuu x HeyMax Lucky Draw](https://help.heymax.ai/en/articles/15572868-yuu-x-heymax-lucky-draw.md): Lucky draw on 22 - 31 July 2026. Convert yuu Points to Max Miles for a chance to win 1 of 5 economy round-trip tickets to Bali \(15,000 Max Miles each\). Link your DBS yuu card to triple your entries!
- [GarudaMiles Bonus Conversion Campaign](https://help.heymax.ai/en/articles/15323561-garudamiles-bonus-conversion-campaign.md): Earn up to 30% bonus GarudaMiles plus extra rewards when you convert Max Miles to GarudaMiles between 20 May and 23 June 2026.
- [Air India Maharaja Club Points Fest](https://help.heymax.ai/en/articles/15078321-air-india-maharaja-club-points-fest.md): Earn up to 50% bonus Maharaja Points on Max Miles transfers and Lifestyle Partner purchases during 1–31 May 2026 \(IST\).
- [Fly to Hong Kong for less](https://help.heymax.ai/en/articles/14814275-fly-to-hong-kong-for-less.md): Redeem your Max Miles at 2.2 cents per mile on flights to Hong Kong via FlyAnywhere.
- [Max Miles Boost: May Flash Sale](https://help.heymax.ai/en/articles/14802524-max-miles-boost-may-flash-sale.md): Earn 50 bonus Max Miles per Shop with Max transaction over S$50.
- [GetGo: Drive for Miles](https://help.heymax.ai/en/articles/14664739-getgo-drive-for-miles.md): Earn 5 Max Miles for every S$1 spent on GetGo when you hit the weekday minimum.
- [Hong Kong Travel Shortcut \(25k miles\)](https://help.heymax.ai/en/articles/13610450-hong-kong-travel-shortcut-25k-miles.md)
- [Max Miles Boost \(CNY Edition\) - Feb 2026](https://help.heymax.ai/en/articles/13627187-max-miles-boost-cny-edition-feb-2026.md)
- [Max Miles Mega Day Feb 2026](https://help.heymax.ai/en/articles/13781742-max-miles-mega-day-feb-2026.md)
- [HSBC Card Sign Up Campaign Terms and Conditions](https://help.heymax.ai/en/articles/13830241-hsbc-card-sign-up-campaign-terms-and-conditions.md)
- [Max Miles Boost: Turn Bills Into Trips](https://help.heymax.ai/en/articles/14043347-max-miles-boost-turn-bills-into-trips.md): Terms and Conditions and FAQS for Max Miles Boost: Turn Bills Into Trips campaign
- [UOB Preferred Visa Exclusive Bonus \(Apr 2026\)](https://help.heymax.ai/en/articles/14403097-uob-preferred-visa-exclusive-bonus-apr-2026.md)
- [FWD Travel Insurance March '2026 Campaign Terms & Conditions](https://help.heymax.ai/en/articles/14460197-fwd-travel-insurance-march-2026-campaign-terms-conditions.md)
- [Max Miles Boost: April Flash Sale](https://help.heymax.ai/en/articles/14480218-max-miles-boost-april-flash-sale.md): Earn 200 bonus Max Miles per Shop with Max transaction over S$200.
- ['What's In The Suitcase?' Campaign](https://help.heymax.ai/en/articles/14685847-what-s-in-the-suitcase-campaign.md): Answer 4 questions between 27 Apr and 11 May 2026 for a chance to win a 80,000 Max Miles, plus exclusive prizes for new users.

### Account & Referrals

- [Updating Account Details](https://help.heymax.ai/en/articles/10516685-updating-account-details.md): This article intends to elaborate on steps to help users know where they can update their account details within the HeyMax application.
- [Deletion of Inactive Accounts](https://help.heymax.ai/en/articles/10660343-deletion-of-inactive-accounts.md)
- [Referrals FAQ](https://help.heymax.ai/en/articles/11947979-referrals-faq.md)

### Troubleshooting & Support

- [Missing Miles Ticket Creation FAQS](https://help.heymax.ai/en/articles/11579312-missing-miles-ticket-creation-faqs.md): This article addresses frequently asked questions regarding creating a missing mile ticket.
- [Pending Miles Ticket Creation FAQ's](https://help.heymax.ai/en/articles/11718881-pending-miles-ticket-creation-faq-s.md): This article addresses frequently asked questions regarding creating a pending mile ticket.
- [Incorrect Miles Ticket Creation FAQ's](https://help.heymax.ai/en/articles/11718925-incorrect-miles-ticket-creation-faq-s.md): This article addresses frequently asked questions regarding creating a incorrect mile ticket.
- [Rejected Miles Ticket Creation FAQ's](https://help.heymax.ai/en/articles/11718974-rejected-miles-ticket-creation-faq-s.md): This article addresses frequently asked questions regarding creating a rejected mile ticket.
- [My Accor Membership Number Has Changed - What Should I Do?](https://help.heymax.ai/en/articles/14780832-my-accor-membership-number-has-changed-what-should-i-do.md): What to do when your Accor \(ALL\) membership number changes after a status upgrade or downgrade, causing Max Miles transfer failures.

## 繁體中文

### Redeem Max Miles

- [合資格轉換可享額外 20% Asia Miles](https://help.heymax.ai/zh-TW/articles/15513469-合資格轉換可享額外-20-asia-miles.md): 於 2026 年 6 月 15 日至 7 月 14 日活動期內將 Max Miles 轉換成 Asia Miles，每筆合資格轉換即可獲得額外 20% Asia Miles，額外 Asia Miles 里數上限為 6,000 里。此活動適用於所有 HeyMax 用戶。 於活動期內將 Max Miles 轉換成 Asia Miles，每筆合資格轉換即可獲得額外 20% Asia Miles。...
- [MTR Mobile - MTR Points Transfer](https://help.heymax.ai/zh-TW/articles/15690282-mtr-mobile-mtr-points-transfer.md): Max Miles → MTR分兌換

### Travel with HeyMax

- [里數兌換機票搜尋](https://help.heymax.ai/zh-TW/articles/13740416-里數兌換機票搜尋.md): 發掘以里數兌換機票的最佳方式

### Maximise your cards

- [Card Maximiser （香港用戶）](https://help.heymax.ai/zh-TW/articles/13881278-card-maximiser-香港用戶.md): 將您的 Visa 信用卡連結至 HeyMax，以自動追蹤消費及獎賞情況。

### Campaigns & Promos

- [Turn bills into flights \(15 Mar - 14 May 2026\)](https://help.heymax.ai/zh-TW/articles/14032919-turn-bills-into-flights-15-mar-14-may-2026.md)
- [「日日搭車飛東京」](https://help.heymax.ai/zh-TW/articles/14321116-日日搭車飛東京.md)
- [香港安聯保險 Max Miles 獎賞](https://help.heymax.ai/zh-TW/articles/15390602-香港安聯保險-max-miles-獎賞.md)